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If you got your ticket in one of the following cities, failing to pay will mean a hit to your credit score: Please note that this may not be a complete list - make sure to check when your city’s program started before deciding not to pay!Several cities in Texas have voted to end their red light camera programs, but that doesn’t mean you’re off the hook for a ticket you received while they were in effect.If you have any questions, call the number listed on your speeding ticket for more information.Remember: Many photo radar traffic tickets include payment deadlines. Tell us about your experience in the comments section below. Make sure you respond to your traffic ticket by the due date listed.You have the options to either pay or fight the charge.

According to The Dallas Morning News, any city that had a red light camera contract before 2007 is grandfathered, and may report unpaid fines to a credit bureau.Before you get out your credit card or checkbook, think through these questions to make sure you really have to pay that ticket. Your unpaid red light camera fine will eventually be sent to a collection agency, and you may begin receiving collections calls. By state law, unpaid red light camera tickets cannot be reported on the vehicle owner’s driving record and an arrest warrant cannot be issued.If that sounds like too much hassle, you might consider just paying the ticket. If you fail to pay your ticket, the Texas Department of Motor Vehicles or your local county assessor-collector can refuse to register the vehicle allegedly involved in the violation.Typically, red light camera tickets are totally valid.Still, some drivers choose not to pay photo radar tickets because they believe they won't get caught.